Credibly Referral Partnerships
Monetize your business by partnering with Credibly to offer your customers a wide array of financing solutions.
Submit Online
Accurately complete our funding partner request form.
Earn More With Credibly
We’ve provided over $2 billion in funding to small and medium-sized businesses in all 50 states, and we don’t plan to stop there. Whether your client needs extra inventory, wants to expand a retail space, or needs to update their equipment, we have the solutions to help grow their businesses for the long-term.
Fast, Flexible Financing
We offer a wide array of financing products for numerous needs, lifecycle stages, and credit profiles.
Tailored Financing with a Human Touch
Our business consultants are available to help your merchants explore the best financing options for their specific needs.
Fast Funding
Funding in as little as 48 hours from approval.
Get Started
Exploratory Call
We’ll align on the best operational flow and work through contract specifics.
Start Funding
Send traffic or leads to Credibly and receive commission on your funded deals.
Partner With Credibly
A Leading Technology Suite and Dedicated Support
Online Partner Portal
Full visibility over your deal pipeline.
Fast Decisioning
Receive approval in as little as 4 hours.
Tailored Offers
Targeting exactly what your merchant needs.
End-to-End Servicing
We manage 100% of the process once the lead is received.
What Our Customers Say
“I turned to Credibly because it seemed as though it was going to be easy, and it turned out to be quite simple. Applying for bank loans can be very time-consuming and intensive, and I thought this would be a great new way to get capital. We had just received a new commission for a pretty large hotel project, and I was able to feel comfortable hiring staff and buying equipment that we needed. I found it super effective for us, and would recommend Credibly to other architects or other small business owners in a heartbeat.”
Mark VanderZanden
Surround Architecture, Inc.
Get Started Today with Three Easy Steps
Step 1
Apply Online
Apply Online
Submit the form below to get started with the ProApprove Dealer application process.
Step 2
Submit Financing Applications
Submit Deals
Submit applications to ProApprove via online Dealer Portal and receive conditional approvals. Accept ProApprove’s finance fee/discount and present financing options to your customer.
Step 3
Get Paid
Complete The Project
Execute the Retail Installment Contract with your customer, finish the project, provide the signed completion certificate, and receive the net of finance fee/discount while ProApprove receives payments from your customer.
Is a Working Capital Loan the Right Choice For Your Business?
We want to help you answer this question before starting your loan application process. We’ve put together a shortlist of pros and cons to get you started.
Pros
- These short-term loans will get you back on your feet quickly, and you can pay them off faster than long-term loans.
- Faster funding. You don’t have months to wait—we can tell you whether or not you’re approved within 24 hours.
- Requires little collateral. Reduce risk for your business’s future.
Cons
- Higher costs. Short-term loans almost always come with higher rates no matter your credit score or credit history.
- No partial repayment plans. The loan must be repaid in full.
- Sometimes business collateral must be provided to secure the loan.
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Current assets are the tangible and intangible items that your company owns and can be easily turned into cash within one business cycle. Along with your checking and savings account, this includes things like accounts receivable, highly liquid marketable securities, inventory, and other shorter-term prepaid expenses.
Current liabilities include all of the debts and expenses firms expect to pay within one business cycle. This typically includes all of the normal costs associated with running a business: utilities, rent, matierials and supplies, interest and principal payments on debt, accounts payable, and accrued liabilities and income taxes.
Merchant Cash Advance
A great financing solution for those with lower credit scores in immediate need of short-term funding.
Learn more >
Long-term Loan for Business Expansion
Plan for the future with confidence with this long-term loan.
Learn more >
Business Lines of Credit
The most flexible access to working capital whenever you need it.
Learn more >
All Financing Options
Don’t see what you need here? Look at all of Credibly’s business financing options.
Learn more >
How Business Owners Can Get the Most Out of Working Capital Loans
Hiring and Payroll
Do you need to hire staff or meet payroll? A working capital loan gives you the cash flow you need to pay employees, maintain operations, and scale your business.
A Fresh Marketing Campaign
Working capital gives you what you need to reach new audiences with your products and services.
Cash Flow Management
Do you need to stabilize your cash flow? These business capital loans are perfect for ensuring you always have the liquidity to maintain operations.
FAQs About ProApprove
Why use ProApprove versus other financing companies out there?
ProApprove says yes while our competitors say no! We approve certain financings that most providers disqualify based on credit scores, bankruptcies, and other factors.
Why should you offer customer financing?
Offering a financing option gives you the opportunity to drive your sales to the next level by winning more projects, while providing your customer more flexible payment options.
What are our interest rates?
Our interest rates vary by state and by risk, but typically range from 11.99% to 19.99%.
What are our finance fees or discount rates?
ProApprove charges a finance fee in the form of a discount to the financing amount. Finance fees vary based on a variety of factors, including the credit risk of the applicant.
How long until you get paid?
You will get paid the same day the job is completed after ProApprove conducts a final verification with your customer. Your payment will be submitted via ACH.
How do I offer ProApprove financing to my customers?
To start offering our financing products, simply fill out our online form and we will send you an onboarding package and verify your business licensing and insurance.
How do I start using ProApprove with my customers?
Once approved, sign into our online portal and begin submitting all of your customer’s applications today!
Where can I learn more about ProApprove?
You can learn more about ProApprove and how it can expand your business by contacting us through our website at www.ProApprove.com or by giving us a call at (855) 277-6277 ext. 102.
Start Earning More With Credibly Today
Complete the form above and one of our teammates will reach out to you shortly.
* $15K+ avg. deposits for a three-month average and the most recent month.
** Bank statements must be from the business banking account for the business receiving funds.
*** Rates are included in your daily payback quote to simplify repayments and account monitoring. Rates, pricing, requirements and other terms and conditions subject to change without notice.
**** Weekly payments for working capital loans have different minimum qualifying criteria than the daily payment option.
Certain products may not be available in all states.
Certain business loan products are made available through Retail Capital LLC, a licensed California Finance Lender.
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