Credibly Business Checking®

Powered by GO2bankTM, Member FDIC


A real business needs real business tools. With a Credibly Business Checking account, you get powerful banking features within easy reach.

  • Free to open and setup
  • FDIC insured up to $250,000
  • No monthly maintenance fees1
  • No minimum balance requirements1
  • Access to 19,000 ATMs for hassle-free withdrawals2

The best part? You can be eligible for automatic pre-approvals for business financing3.

Credibly Business Checking Account

Did you know?

70% of small businesses have trouble getting financing because they don’t have a business checking account4. Don’t let this stop you! By enrolling in Credibly Business Checking, you are well on your way to getting the financing you need.
A business checking account suited for businesses

Apply and get approved within minutes

Who has time to wait around? We know your time is valuable, which is why when you apply for a Credibly Business Checking account, you'll know whether or not you've been approved in minutes. No time wasted.

Fewer fees to worry about

There's no room in your life for unwelcome surprises, which is why we're telling you that there are no monthly maintenance fees and no minimum balance required to open an account1. Just create an account, deposit money, and go!

Convenience and security, taken care of

A Credibly Business Checking account is FDIC-insured, so you can rest assured that your hard-earned money is protected. Speaking of which, you can also access that money any time through a free, nationwide-ATM network2.

A process that encourages growth

A Credibly Business Checking account helps you easily manage business expenses, revenue, and more from our mobile app. You also have free access to an online portal to deposit and transfer funds5, check your account balance, and pay bills electronically6.

Start building your business financial profile

Need business financing? It all starts with having a business bank account, which sets the foundation in building a strong business financial profile. A Credibly Business Checking account helps you get started by giving you a single place to manage business expenses and establish good financial habits.

Get the capital you need

With the Credibly Business Checking account, we'll let you know when you become eligible for business financing3. This means fewer steps for you to go through when requesting future financing.

Small business checking with big benefits

  • Access to live customer support
  • Free premium debit card with your company name
  • Easily transfer and deposit funds
  • Pay bills electronically5
  • Easy and secure mobile app for business banking on the go
  • Know when you’re eligible for business financing3

Fast, secure business checking for the growing business

Our mission is to help small businesses succeed—and we’re starting with how you do business banking. 

From applying for a bank account, to getting approved, to using it successfully, we made our entire process simple to fit your busy schedule.

In partnership with GO2bank, Member FDIC, we’ve created a robust banking experience that gives you the features you need with the peace of mind knowing that your deposits are insured.

Here's more of what you get with Credibly Business Checking

Simple business banking

Our easy-to-use mobile app is designed to give you the tools you need to manage business finances whenever and wherever you are—right from your smartphone.

Accelerated business funding

Once you open a Credibly Business Checking account, you can get access to business financing and be notified when you are eligible for pre-approvals3.

FAQs about Credibly Business Checking
You can begin the process of opening a Credibly Business Checking account here or after you download the Credibly Business Banking® app. Identity verification required. If approved, your debit card will arrive in 7-10 days. You’ll need to activate your card and add money to your account before you can start using it.

Federal law requires us to obtain, verify, and record your name, address, date of birth, Social Security number, and phone number when you open a Credibly Business Checking account.

We also ask for the following information below. Please have this ready as you are applying for the account.


About your business:

  • Registered business name (registered with the IRS and/or Secretary of State)
  • Business address
  • Business phone number
  • Business Tax ID (SSN, TIN, or EIN)

About you:

  • Legal name
  • Address
  • Date of birth
  • Social Security Number
  • Email address
  • Phone number

If you have any questions related to your account, including the items below, please call (855) 542-0682 for assistance. 

  • App navigation
  • Login issues
  • Account balance and transactions
  • Bill pay
  • Cash deposits / ACH / transfers

You will receive your debit card about 7-10 days after you open your account. You’ll need to activate your card and add money to your account before you can start using it.

Yes, it’s easy to transfer money by linking another bank account to your Credibly Business Checking account5. Then, you can transfer money from that bank account to your Credibly Business Checking account for free. Transfers post in just 3 business days by 10pm PST.

You can also transfer money from another bank account by initiating a transfer from that bank’s app or website. This way, friends, family, and others can send money to you from their bank account.

You’ll need your Credibly routing and bank account number to set up the transfer and complete the transaction. You can find this info on the direct deposit page when you log into the Credibly Business Banking app. Your other bank may charge fees for the transfer. Credibly does not.

Yes. Our partnership with GO2bank assures that your account information is treated with the utmost security.

In addition, because GO2bank is a Member of the FDIC, your deposits are insured up to $250,000.

Sign up for Credibly Business Checking today

A Credibly Business Checking account gives you the ability to manage your finances in one place, start building your business financial profile, and gives you access to our suite of financing solutions. 

Why wait?

1Limits and other fees may apply. Please see Deposit Account Agreement for details.

2Fee-free ATM access applies to in-network ATMs only. For out-of-network ATMs and bank tellers, a $3.00 fee will apply, plus any additional fee that the ATM owner or bank may charge. Limits and other fees apply. Please see Deposit Account Agreement for details.

3Eligibility based on cash flow in Credibly Business Checking account and other factors.


5Limits apply to bank transfers. Subject to your bank’s restrictions and fees. Bank account verification services provided by Plaid. See Deposit Account Agreement for details.

6Active personalized card required. Limits apply.

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See Credibly Business Checking Deposit Account Agreement for fees, terms and conditions.

The Credibly Business Mastercard is issued by GO2bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

Neither GO2bank, Green Dot Corporation, Mastercard International nor any of their respective affiliates are responsible for the products or services provided by Plaid. Partner terms and conditions apply.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed GO2bank products or services.

©2024 Green Dot Corporation. GO2bank is a trademark of Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.