Credibly Business Checking®
Powered by GO2bankTM, Member FDIC
A real business needs real business tools. With a Credibly Business Checking account, you get powerful banking features within easy reach.
You can deposit and transfer funds, check your account balance, and pay bills electronically—right from our mobile app. Not to mention having access to a free, nationwide ATM network1 so you can get funds when you need them.
The best part? You can be eligible for automatic pre-approvals for business financing2.
Fast, secure business checking for the growing business
Our mission is to help small businesses succeed—and we’re starting with how you do business banking.
From applying for a bank account, to getting approved, to using it successfully, we made our entire process simple to fit your busy schedule.
In partnership with GO2bank, Member FDIC, we’ve created a robust banking experience that gives you the features you need with the peace of mind knowing that your deposits are insured.
Did you know?
70% of small businesses have trouble getting financing because they don’t have a business checking account3. Don’t let this stop you!
By enrolling in Credibly Business Checking, you are well on your way to getting the financing you need.
Apply and get approved within minutes
Who has time to wait around? We know your time is valuable, which is why when you apply for a Credibly Business Checking account, you'll know whether or not you've been approved in minutes. No time wasted.
Fewer fees to worry about
There's no room in your life for unwelcome surprises, which is why we're telling you that there are no monthly maintenance fees and no minimum balance required to open an account4. Just create an account, deposit money, and go!
Convenience and security, taken care of
A Credibly Business Checking account is FDIC-insured, so you can rest assured that your hard-earned money is protected. Speaking of which, you can also access that money any time through a free, nationwide-ATM network1.
A process that encourages growth
A Credibly Business Checking account helps you easily manage business expenses, revenue, and more from our mobile app. You also have free access to an online portal to deposit and transfer funds5, check your account balance, and pay bills electronically.
Start building your business financial profile
Need business financing? It all starts with having a business bank account, which sets the foundation in building a strong business financial profile. A Credibly Business Checking account helps you get started by giving you a single place to manage business expenses and establish good financial habits.
Get the capital you need
With the Credibly Business Checking account, we'll let you know when you become eligible for business financing2. This means fewer steps for you to go through when requesting future financing.
Small business checking with big benefits
- Free to open and setup
- FDIC insured up to $250,000
- No monthly maintenance fees4
- No minimum balance requirements
- Access to live customer support
- Free premium debit card with your company name
- Access to 19,000 ATMs for hassle-free withdrawals1
- Know when you’re eligible for business financing
Simple business banking
Our easy-to-use mobile app is designed to give you the tools you need to manage business finances whenever and wherever you are—right from your smartphone.
Accelerated business funding
Once you open a Credibly Business Checking account, you can get access to business financing and be notified when you are eligible for pre-approvals2.
Federal law requires us to obtain, verify, and record your name, address, date of birth, Social Security number, and phone number when you open a Credibly Business Checking account. We may also ask to see your driver’s license or other identifying documents.
You will receive your debit card about 7-10 days after you open your account. You’ll need to activate your card and add money to your account before you can start using it.
Yes, it’s easy to transfer money by linking another bank account to your Credibly Business Checking account5. Then, you can transfer money from that bank account to your Credibly Business Checking account for free. Transfers post in just 3 business days by 10pm PST.
You can also transfer money from another bank account by initiating a transfer from that bank’s app or website. This way, friends, family, and others can send money to you from their bank account.
You’ll need your Credibly routing and bank account number to set up the transfer and complete the transaction. You can find this info on the direct deposit page when you log into the Credibly Business Banking app. Your other bank may charge fees for the transfer. Credibly does not.
Yes. Our partnership with GO2bank assures that your account information is treated with the utmost security.
In addition, because GO2bank is a Member of the FDIC, your deposits are insured up to $250,000.
Sign up for Credibly Business Checking today
A Credibly Business Checking account gives you the ability to manage your finances in one place, start building your business financial profile, and gives you access to our suite of financing solutions.
Why wait?
1Fee-free ATM access applies to in-network ATMs only. For out-of-network ATMs and bank tellers, a $3.00 fee will apply, plus any additional fee that the ATM owner or bank may charge. Limits and other fees apply. Please see Deposit Account Agreement for details.
2Eligibility based on cash flow in Credibly Business Checking account and other factors.
3https://www.nav.com/blog/70-business-owners-without-business-bank-account-get-rejected-loans-28611/
4Limits and other fees may apply. Please see Deposit Account Agreement for details.
5Limits apply to bank transfers. Subject to your bank’s restrictions and fees. Bank account verification services provided by Plaid. See Deposit Account Agreement for details.
Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See Credibly Business Checking Deposit Account Agreement for fees, terms and conditions.
The Credibly Business Mastercard is issued by GO2bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.
Neither GO2bank, Green Dot Corporation, Mastercard International nor any of their respective affiliates are responsible for the products or services provided by Plaid. Partner terms and conditions apply.
All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed GO2bank products or services.
©2023 Green Dot Corporation. GO2bank is a trademark of Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.