Gas station loans and financing

Apply, get approved, and receive your gas station loan in as little as 24 hours.

Get loans and financing for gas stations–fast and headache-free

A few clicks . . .

Pre-qualify online within 10 minutes and find out which loan and financing options you are eligible for.

. . . And you’re approved

Get approved in as little as 4 hours, and have funds deposited in your account in as little as 24 hours.

Capital to help your business thrive

Whether it’s upgrading your convenience store or a little help making payroll, you can access the capital you need with Credibly.

Get started

Up to $600,000 in business loans and financing for gas stations*

Working capital loan

All your capital needs taken care of

From stocking up on inventory to making payroll, whatever your capital needs are, we’re here to help.

  • Borrow the precise amount you need.
  • Longer remittance periods compared to other gas station loan lenders.
  • Enjoy smaller daily or weekly installments with a factor as low as 1.11**.

Short wait, little paperwork, big reward
We take all the headaches out of your capital loan application.

  • Simple application process.
  • Use documents that you probably already have.
  • Get approved in as little as 24 hours and access your funds the same day.

Business line of credit

Have access to the cash when you need it most

Get the financing you need whenever you need it, without the effort of having to reapply.

  • A single approval for access to revolving credit.
  • Enjoy lower rates than with a business credit card.
  • Keep your line of credit open for however long you need it.

Only pay for what you use
Pay interest only on the funds you withdraw–no wonder gas station owners love our line of credit.

  • Draw the amount you need, the moment you need it.
  • Never owe interest on the funds you don’t use.
  • No mandatory monthly payments.

Equipment financing

Get gas station financing that helps you grow

Ready to upgrade your service station with a convenience store, car wash, or more modern equipment?

  • Get the financing you need without the fuss.
  • Benefit from lower interest rates and generous remittance terms.
  • No need to provide security on the loan (new assets become the collateral).

Let’s build your business up
To traditional gas station loan lenders you may just be a P&L, but we want your business to thrive.

  • Quickly access the equipment you need.
  • Always talk to real, U.S.-based customer service agents.
  • Benefit from Section 179 deduction on your tax returns.

Long-term business loans

Financing to help you grow

Unlock lower interest rates, longer repayment periods, and work with a partner that likes to say “Yes!” to small businesses.

  • Pre-qualify in minutes, get approved in hours.
  • You probably have all the paperwork you’ll need.
  • Speak to a financing expert about your needs.

Your money, your choice

Whether you want to the gas station loan to augment your location or to make payroll–it’s your choice.

  • Have funds deposited directly into your bank account.
  • Use funds the way you want to.
  • Get peace of mind with weekly payments.

Easy and fast access to loans and financing for gas stations

For big and small projects

Gas station loans help your business realize both larger long-term projects as well as address smaller but pressing capital concerns.

Helping you grow, not owe

We’re partners, not lenders. It’s why 30,000+ businesses across the U.S. rely on us for right-size, right-time financing.

Access loans and financing for gas stations in three easy steps

Step 1
Pre-qualify online

Click “Get Started” to start your application and get the financing and loans for your gas station that you need. Only needs a few minutes and basic business information.

Step 2
Approval in as little as 4 hours

Get approved for gas station business loans and financing in as little as 4 hours and find the ideal options for you.

Step 3
Access funding on the same day

Funds deposited directly into your account and ready to use in as little as 24 hours.

Gas station business loans and financing made easy

What customers say about our small business loans
As little as 4 hours
To get approved for gas station loans and financing
$2.5+ Billion
Provided in funding to businesses like yours
4.8 on TrustPilot
Business owners trust Credibly as their lending partner
U.S.-based customer service team

Commercial gas station loans and financing pros and cons

Let’s figure out if our gas station loans are right for you.

  • Simple and straightforward approval process with higher success rates than banks.
  • Gas station loans to improve your infrastructure and equipment.
  • Near-immediate approval – get access to your funds in as little as 24 hours.
  • Access business loans for gas stations for everything from payroll to inventory purchases to equipment upgrades.
  • Can hurt your business’s cash flow if you overborrow.
  • Commercial gas station loans that are unsecured may have higher rates.

Even more business loans for your gas station–we’ll find the right one for you

Merchant cash advance

Flexible financing that lets you pay what you can afford

Invoice factoring*

Unlock the capital trapped in pending invoices

SBA loans*

Longer repayment periods, lower rates, and cash in your account

All financing options

Not seeing the right option for you? That’s okay–we’ve got more.


What can I use this loan for?

It’s your money–you decide. Our customers use small business loans and financing to buy new equipment, make repairs, hire people, meet payroll, and do so much more.

What would prevent me from accessing a loan?

Credibly’s approval rate is about twice that of your traditional big bank. Generally speaking, you need to have:

  • Proof you’ve been in business for 6 months of longer
  • Credit score of over 500
  • Average monthly revenue of $15,000+ ($180,000+ in annual revenue).**

Do merchant cash advances hurt your credit score?

While the documents required may vary, you will likely need bank statements from the last 3 months. Once you fill out your application, our team will walk you through each step of the way to getting approved. You’ll be surprised at how few documents you’ll need when applying with Credibly.

Getting funding doesn’t have to be difficult

Don’t let big banks and bureaucracy get in the way of your business – get the cash you need fast.

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*Some products are made available through Credibly’s network of external funding partners.

**Best factor rates available to merchants with excellent credit and financial strength. Rates, pricing, requirements, and other terms and conditions are subject to change without notice.