menu_left_right
clear

Consulting loans

Flexible, fast financing and small business loans in as little as 24 hours.

Unlock your business’s potential with consulting loans

Pre-qualify before your coffee’s done
Hire new consultants and expand your business—all as you pre-qualify for business financing in just minutes

Financing that grows fast, with you
Get approved in as little as 4 hours for financing and loan options that help you drive your business into the future

Funding available in as little as 24 hours
Respond to new opportunities in real-time with same-day funding.

Get started

Up to $600,000 in as little as 24 hours: loans for consulting businesses

Working capital loan

Fast funding—can be available in just a day

Whether you’re a health coach or business consultant, the demands of your business are evolving. Get the funding you need to expand your business and hire new team members, fast.

  • Borrow the exact amount you need
  • Enjoy longer repayment periods
  • Daily or weekly installments with competitive factor rates as low as 1.11**

Our financing works hard for you

Running a business is stressful enough, and applying for financing can feel even harder. With Credibly you get:

  • Fast approval for small business loans
  • Stress-free repayment options—available daily and weekly
  • A U.S.-based team of financing experts just a phone call away

Business line of credit*

Your funding is ready

Keep up with customer demand and business growth, all while protecting what you’ve achieved, with funding when you need it. You never have to go through the application process again.

  • Access revolving credit, once you’re approved
  • Lower rates than credit cards
  • The funds are there for you as long as you need them

Don’t pay for funding you’re not using

Use your funding the way you need to—follow your business plan, rather than be dictated by strings attached to funds.

  • Withdraw the precise amount you need, as soon as the opportunity arrives
  • Never pay interest on unused funds
  • No mandatory monthly payments

Merchant cash advance

Alternative financing for alternative businesses

Low credit score? No problem—a merchant cash advance gets you the financing you need, with friendly remittance options.

  • Remit only what you can afford every month
  • Factor rates as low as 1.11
  • Remittances deducted automatically

Short-term business financing you can count on

Unlike bank loans, MCAs offer:

  • Approval based on your business’s forecasted future, not just its past
  • Use the funding for what you need—from traveling costs to marketing supplies
  • U.S.-based customer service ready to answer all of your questions

Equipment financing*

Keep business up-to-date with the latest equipment

Keep business running smoothly with the latest equipment and office supplies.

  • Invest in the equipment you need, when you need it
  • Lower interest rates and generous remittance terms—what’s not to love?
  • Don’t worry about supplying collateral (the assets are your collateral)

Get the process rolling

If you are looking to start or expand your business, then this is a smart way to do it without waiting years to save up.

  • Get the right amount of funding you need for your equipment
  • Acquire equipment through a business lease or a loan
  • Enjoy savings under Section 179 tax deduction for business equipment

Consulting loans with the Credibly advantage

Get funded in days
Business moves fast—and that’s why you can get funds in your account in as little as 24 hours.

Grow into your future, don’t owe
No matter the type of business you’re in, we work with you to grow your business. With a 4.8 rating on TrustPilot, we’ve helped small businesses just like yours.

How to apply for your consulting loan

Step 1
Pre-qualify online

Click “Get Started”, pre-qualify in minutes, and find out how much you are eligible to borrow. (No obligation to borrow)

Step 2
Approval in 4 hours

Get approved in as little as 4 hours—a small business loan advisor will contact you to discuss your financing and loan options.

Step 3
Receive same-day funding

Funds can be directly deposited in your account in just 24 hours.

Business owners trust us with their business financing

What customers say about our small business loans
Over $2.5B funded
In small business financing
46,000+
Businesses financed across the USA
4.8 on Trustpilot
Our customers rely on us for seamless funding
100%
U.S.-based team of financial experts

Is a small business loan or financing right for you?

Sometimes it might feel easier to make a decision in a rush. But before you do, let’s learn more about the ins and outs of getting a loan for your consulting business.

Pros
  • Support your business through cash fluctuations and changes in demand with short term loans.
  • Avoid struggling with paperwork with automatic deductions and lower interest payments.
Cons
  • Borrowing beyond your means can hamper your business’s cash flow.
  • Unsecured financing may mean you’re stuck with higher rates.

More consulting loan and financing options—expand business seamlessly with the right financing*

Long-term business loans

Expand your business footprint with long-term business loans.

Invoice factoring

Turn your unpaid invoices into capital you can use.

All financing options

Get the business financing you need, when you need it.

FAQs for consulting loans

Can I get funding for a consulting business?

Yes! We offer consulting loans and financing for consulting businesses. Unlike the big banks, we look at your business’s performance and potential holistically, which is why we have twice the approval rate compared to them. No matter which option you decide to go with, make sure you have a detailed business plan prepared.

What’s the best type of loan for my consulting business?

If you're a traditional consultant, offering services to clients, you might want a line of credit. This type of financing is unsecured, meaning you don't have to put up any collateral, and it's usually fairly easy to get. You can use the money for whatever you need, including business expenses. If your services/products are more tangible—for example, if you're creating a new product or service—you might want to look into working capital loans. To find the ideal financing options for your business, pre-qualify and speak with a knowledgeable financing expert who helps consultants like you grow.

I have a niche consulting business. What kinds of consulting businesses does Credibly fund?

Everything from health coaches to business consultants to marketing consultants. Applying has never been easier—and you can get funds in as little as 24 hours.

Pre-qualify for up to $600,000

Get the funding you need without having to stress about working with a big bank

Our recent blogs

*Some products are made available through Credibly’s network of external funding partners.
** Best factor rates available to merchants with excellent credit and financial strength. Rates, pricing, requirements, and other terms and conditions are subject to change without notice.