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Restaurant Working Capital

Examples of Working Capital for Restaurants (and How You Benefit)

2022-10-13

Minyang Jiang

Think of capital as money to buy things and working capital as money to pay bills. Here are some things that restaurant owners have to know regarding working capital.

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What is Negative Cash Flow?

2021-01-06

Minyang Jiang

One of the biggest challenges to running a company is maintaining the proper levels of capital necessary to keep operations afloat. Even the most profitable businesses can struggle early on with concerns over cash flow, or the amount of money left for your business after bills, mortgages, and other expenses. Negative cash flow occurs when […]

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The Best Small Business Grants for Women

2020-07-21

Minyang Jiang

Historically, women-owned businesses have had a more difficult time obtaining credit. In fact, it’s estimated that in general female business owners are 15%-20% less likely to be approved for financing, and the businesses that are approved receive about 80% less capital than men do. And while online loan companies have their own scoring models which […]

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How to Build and Improve Your Business Website

2020-06-30

Minyang Jiang

Updated June 30, 2020 Creating a business website is one of the most crucial ways to build a brand and market a product or service. A business website will help spread awareness for your business and give consumers a chance to learn more about what you do. Even if you don’t plan to sell your […]

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Small Business Marketing: 11 Ideas and Strategies to Market Your Small Business on a Budget

2020-06-16

Minyang Jiang

Updated June 16, 2020 As a small business, efficient marketing is critical. Most small businesses do not have comparable budgets to large corporations, despite having to compete with them for the same customers. However, by taking advantage of free marketing solutions you can drive significant demand without fronting a large cost. Below, Credibly highlights 11 […]

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What is a Sole Proprietorship?

2020-06-12

Minyang Jiang

Sole proprietorships are the most common type of small business in the United States because they are the simplest structure for business owners looking to start and operate a business. If you own a sole proprietorship, the business belongs 100% to you, but you are also 100% liable for anything that happens to your business. […]

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Cash Flow Statement: What You Need to Know

2020-06-10

Minyang Jiang

Updated June 10, 2020 One of the most important things to understand while running a small business is the concept of cash flow. After all, it is critical that businesses have enough money flowing in to keep up with expenses and fund growth. Below, we outline the fundamentals of cash flow statements as well as […]

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What is Doing Business As?

2020-06-04

Minyang Jiang

Updated June 1, 2020 Starting a business can be one of the most monumental decisions you will make in your life. There are many important and complex decisions that come with starting your business and getting off on the right foot. One of these decisions is to use a DBA. What is a DBA? A […]

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S Corp vs. LLC: What’s the Difference?

2020-06-01

Minyang Jiang

Updated June 1, 2020 Choosing a business structure is a big deal as the entity type you choose can have a large impact on your business. S Corps and LLCs are two of the most popular options but choosing the best corporate structure for your business requires you to understand the differences between the two. […]

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Overhead Costs: What is “Overhead” and How to Reduce Overhead Costs

2020-05-26

Minyang Jiang

Updated May 26, 2020 Overhead, otherwise known as overhead costs, refers to the ongoing expenses associated with operating a business. Understanding your overhead costs and keeping them under control is essential to success as a business owner. Learn how with Credibly. What are Overhead Costs? Overhead costs represent business expenses that are not directly related […]

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Certain business loan products are made available through Retail Capital LLC, a licensed California Finance Lender.

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