Rainy Day Fund Small Business

How To Create A Rainy Day Fund For Your Small Business


Minyang Jiang

It’s easy to forget how an unexpected event can threaten the financial stability of a small business. However, unavoidable life situations, along with their unpredictable expenses, don’t have to be catastrophic. Having a rainy day fund in the form of cash supplies, a line of credit, and access to other types of small business financing […]


Buy-Sell Agreements: Why Your Business Needs a Prenup


Minyang Jiang

Real estate is one of the most critical strategic decisions that you can make when you are building your business. Whether you’re a franchisee, or you’re a franchisor and you’re trying to make your brand ubiquitous, you cannot be cheap with the real estate. You have to spend the money to get the best locations,

can student loan debt affect business financing

Can Student Loan Debt Affect Your Small Business Financing?


Minyang Jiang

Unpredictable revenue coupled with a monthly student loan burden does not make for an attractive borrower profile. Here’s how to put your best foot forward.


How To Tell What Size Business Loan You Need


Minyang Jiang

Every business, no matter what industry, what size, or how long it’s been around, is going to need some extra money now and again.

bad business credit

Three Negative Effects of Bad Business Credit


Minyang Jiang

Even if it isn’t always obvious, your credit score can affect your life in a number of ways and it can have an impact on more than just your personal finances.


The Most Important Question to Ask Before You Apply for Funding


Minyang Jiang

This question may seem almost insulting to some business owners. But you'd better have a good answer before you start applying for loans.