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How to get a small business loan

How to Get a Small Business Loan: Complete Guide

2022-06-21

Jeffrey Bumbales

Obtaining a small business loan is often a critical step when starting and scaling a business. After all, financing provides business owners with the capital they need to launch their business, maintain cash flows during tough times, or expand their operation. However, obtaining funding as a small business can be a complicated procedure, if you […]

5 Things to Know Before Getting Business Financing

5 Things Every Small Business Owner Should Know Prior to Securing a Loan

2019-07-03

Stephanie Mladenoski

Small businesses are often referred to as the engine of our economy, driving as much as 64% of new private-sector jobs in the United States. When small-business owners face the dilemma of obtaining financial backing to sustain operations, expand the business, or purchase inventory, they frequently turn to small-business loans. Nearly three-fourths of all small […]

Credit Score Factor in SMB Lending

Credit Score Isn’t The Only Factor to Focus on When Applying for a Business Loan

2019-04-15

Jeffrey Bumbales

In order to obtain a business loan, many (if not most) loan providers will take a hard look at your credit score. That makes sense since your personal credit score and your business credit score are fairly strong indicators to lenders as to whether or not you’re a reliable borrower. Your credit score(s) will serve […]

Upset business owner recovering from a rejected loan application/

Rejected For A Loan? Do These 9 Things Right Now

2018-05-25

Jeffrey Bumbales

Having your loan application rejected is a wake-up call that your credit or business health isn’t as strong as you thought (or hoped) it was. It can be a very demoralizing experience—especially if you were counting on that financing to sustain your business operations. When a loan application is denied, it can usually be traced […]

What to Do if Your Loan Application Is Rejected

2018-02-26

bill@ogrelogic

What to Do if Your Loan Application Is Rejected   banking.about.com – If your loan application is denied, you might wonder what to do next. Why were you denied, how long do you need to wait before applying again, and what steps can you take to prevent it from happening again? It’s important to understand exactly what […]

calculations-women

How Does Business Credit Affect Lending Decisions?

2018-02-23

bill@ogrelogic

Strong business credit won’t guarantee that you’ll be approved for a loan, but it does improve your chances. Here are five things lenders really look for.

applying-funding

The Most Important Question to Ask Before You Apply for Funding

2016-03-02

Ben Goldstein

This question may seem almost insulting to some business owners. But you'd better have a good answer before you start applying for loans.

loans for self employed

How To Get a Loan When You’re Self Employed

2015-11-20

Hana Dickman

Being self-employed puts you at a disadvantage when you're applying for a loan — but planning and preparation can make a huge difference.