• Right-Sized Capital

Capital Solutions Tailored To Your Needs

Capital management is one of the most difficult challenges for SMBs and startups due to uncertain cash flows and sensitivity to economic shocks and trends. Insufficient working capital can cripple daily operations and an underinvestment in growth capital will prevent you from seizing opportunities as they arise.

Capital Solutions for Small Business

Small businesses often don’t have the credit profiles or seek large enough funding amounts to be approved for a bank loan, and even when they are approved, the time to funding can be too long to effectively use the capital.

At Credibly, we work with you directly to personalize a funding option that meets your short-term needs and propels you towards your long-term goals. That way, we can ensure that you receive the best capital solution exactly when you need it.

We understand

It’s important that you are able to borrow right away, but it’s even more important that you borrow the right way. While speed is crucial, immediate access to the wrong funding amounts can do more harm than good. What matters is how quickly the funds can get you to your business goals, and that’s why we believe in providing right-sized capital solutions.

How do we it? Big Data + Big Brains

To find you the right-sized loan, we don’t just plug your information into a computer and let it make all the decisions. We combine data-crunching software with a human touch to come up with affordable funding solutions that best fit your needs.

“Big Data + Big Brains” means that we have our own proprietary method for assessing business health. While the common financial metrics are useful, there are many more predictive variables that we use to more accurately measure business health and the potential impact of each financing option. By using more data, we’re able to make more informed decisions. Better decisions means better offers.

Our funding consultants also have extensive knowledge and personal experience running small businesses. A fundamental understanding of your business’s intricacies allows our team to better address your needs while helping you plan for the future.

Credibly Comparison

Let’s take a look at how Credibly stacks up against its competitors.

Traditional Bank Loans Credit Card SBA Loan
Funding Range $100,000+ $5,000-$250,000 Credit dependent Credit dependent
Approval Speed 30 days 1 day Up to 30 days 30-90 days
One-Page Application
Approval Criteria Credit score & collateral Overall business health Credit score Credit score & collateral