Trusted Partner
Our team has 30+ years of home improvement finance experience.
We Approve What Others Won’t
ProApprove is the home improvement financing solution you’ve been looking for. Geared toward homeowners with imperfect credit who need help financing a project, you can offer ProApprove as a solution—and win more jobs!
Credit Scores are a Thing of the Past
Our commonsense underwriting approach doesn’t focus on credit scores, making ProApprove your #1 financing solution for homeowners who can’t find financing elsewhere.
Drive Sales With More Projects Won
ProApprove helps drive significant revenue growth for home improvement contractors by enabling them to sell to homeowners across the credit spectrum.
Get the Tools and Support You Need
We offer large financing options, competitive pricing, fast decisioning, contract management, and an online dealer portal.
We Say Yes When Others Say No
We specialize in offering financing to homeowners with less-than-ideal credit.
Fast Decisioning
24-hour approvals.
No Credit, No Problem
No minimum credit score required.
Leverage End-to-End Support and Leading Technology Suite
Online Dealer Portal
Full visibility over your deal pipeline.
Fast Approvals
24-hour decisioning.
Contract Management
E-sign document packages provided.
End-to-End Support
Seamless application flow and servicing.
FAQs About ProApprove
Why use ProApprove versus other financing companies out there?
ProApprove says yes when our competitors say no! We approve financing for homeowners that other providers disqualify based on credit scores, bankruptcies, and other factors.
Why should you offer customer financing?
Offering a financing option gives you the opportunity to drive your sales to the next level by winning more projects while providing your customers with more flexible payment options.
How long until you get paid?
Payments generally process within one day after the job is completed after ProApprove conducts a final verification with your customer. Your payment will be submitted via ACH.
How do I offer ProApprove financing to my customers?
To start offering our financing products, simply fill out our online form and we will send you an onboarding package and verify your business licensing and insurance.
Once I’m approved, how do I start using ProApprove with my customers?
You’ll simply sign into our online portal and begin submitting all your customer applications today!
Where can I learn more about ProApprove?
You can learn more about ProApprove and how it can expand your business by contacting us through the Contact Us web form on this page or by giving us a call at (855) 277-6277.
Certain products may not be available in all states.
Certain business loan products are made available through Retail Capital LLC, a licensed California Finance Lender.
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