Credibly Lending as a Service Partnerships


Leverage Credibly’s data science and technology capabilities to offer your customers tailored financing solutions.


Earn More With Credibly

We’ve provided over $2 billion in funding to small and medium-sized businesses in all 50 states, and we don’t plan to stop there. Whether your client needs extra inventory, wants to expand a retail space, or needs to update their equipment, we have the solutions to help grow their businesses for the long-term.

Tailored Partnerships

We work with you to understand your customer base and their financing needs to tailor the most elegant partnership solution.

Revolutionary Technology

Use our data science models, API capabilities, and internal teams to offer a seamless financing partnership.

Fast Funding

Fund your customers in as little as 48 hours from approval.

Wide Product Suite

We offer a wide-ranging product suite with flexibility across the entire credit spectrum.


Get Started

Submit Online

Accurately complete our funding partner request form.

Exploratory Call

We align on the most elegant operational flow and fee schedule.

Develop and Launch

We connect systems and workflows to bring Credibly’s offering to your customers.

Start Funding

Start funding deals and earning.

Partner With Credibly

A Leading Technology Suite and Dedicated Support

Online Deal Portal

Computer

Full visibility over your deal pipeline.

Fast Decisioning

24 Hour Approval

Receive approval in as little as 4 hours.

Tailored Structure

e-sign

Leverage our technology with seamless integration.

End-to-End Servicing

Contract

We can support as much of the process as desired.

What Our Customers Say

“I turned to Credibly because it seemed as though it was going to be easy, and it turned out to be quite simple. Applying for bank loans can be very time-consuming and intensive, and I thought this would be a great new way to get capital. We had just received a new commission for a pretty large hotel project, and I was able to feel comfortable hiring staff and buying equipment that we needed. I found it super effective for us, and would recommend Credibly to other architects or other small business owners in a heartbeat.”

Mark VanderZanden

Surround Architecture, Inc.

Get Started Today with Three Easy Steps

Step 1

Apply Online

Apply Online

Submit the form below to get started with the ProApprove Dealer application process.

Step 2

Submit Financing Applications

Submit Deals

Submit applications to ProApprove via online Dealer Portal and receive conditional approvals. Accept ProApprove’s finance fee/discount and present financing options to your customer.

Step 3

Get Paid

Complete The Project

Execute the Retail Installment Contract with your customer, finish the project, provide the signed completion certificate, and receive the net of finance fee/discount while ProApprove receives payments from your customer.

Is a Working Capital Loan the Right Choice For Your Business?

We want to help you answer this question before starting your loan application process. We’ve put together a shortlist of pros and cons to get you started.

Pros
  • These short-term loans will get you back on your feet quickly, and you can pay them off faster than long-term loans.
  • Faster funding. You don’t have months to wait—we can tell you whether or not you’re approved within 24 hours.
  • Requires little collateral. Reduce risk for your business’s future.
Cons
  • Higher costs. Short-term loans almost always come with higher rates no matter your credit score or credit history.
  • No partial repayment plans. The loan must be repaid in full.
  • Sometimes business collateral must be provided to secure the loan.

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Current assets are the tangible and intangible items that your company owns and can be easily turned into cash within one business cycle. Along with your checking and savings account, this includes things like accounts receivable, highly liquid marketable securities, inventory, and other shorter-term prepaid expenses.

Current liabilities include all of the debts and expenses firms expect to pay within one business cycle. This typically includes all of the normal costs associated with running a business: utilities, rent, matierials and supplies, interest and principal payments on debt, accounts payable, and accrued liabilities and income taxes.

Merchant Cash Advance


A great financing solution for those with lower credit scores in immediate need of short-term funding.
Learn more >

Long-term Loan for Business Expansion


Plan for the future with confidence with this long-term loan.
Learn more >

Business Lines of Credit


The most flexible access to working capital whenever you need it.
Learn more >

All Financing Options


Don’t see what you need here? Look at all of Credibly’s business financing options.
Learn more >

Working Capital Loans

How Business Owners Can Get the Most Out of Working Capital Loans

Hiring and Payroll

Do you need to hire staff or meet payroll? A working capital loan gives you the cash flow you need to pay employees, maintain operations, and scale your business.

A Fresh Marketing Campaign

Working capital gives you what you need to reach new audiences with your products and services.

Cash Flow Management

Do you need to stabilize your cash flow? These business capital loans are perfect for ensuring you always have the liquidity to maintain operations.


FAQs About ProApprove

Why use ProApprove versus other financing companies out there?

ProApprove says yes while our competitors say no! We approve certain financings that most providers disqualify based on credit scores, bankruptcies, and other factors.

Why should you offer customer financing?

Offering a financing option gives you the opportunity to drive your sales to the next level by winning more projects, while providing your customer more flexible payment options.

What are our interest rates?

Our interest rates vary by state and by risk, but typically range from 11.99% to 19.99%.

What are our finance fees or discount rates?

ProApprove charges a finance fee in the form of a discount to the financing amount. Finance fees vary based on a variety of factors, including the credit risk of the applicant.

How long until you get paid?

You will get paid the same day the job is completed after ProApprove conducts a final verification with your customer. Your payment will be submitted via ACH.

How do I offer ProApprove financing to my customers?

To start offering our financing products, simply fill out our online form and we will send you an onboarding package and verify your business licensing and insurance.

How do I start using ProApprove with my customers?

Once approved, sign into our online portal and begin submitting all of your customer’s applications today!

Where can I learn more about ProApprove?

You can learn more about ProApprove and how it can expand your business by contacting us through our website at www.ProApprove.com or by giving us a call at (855) 277-6277 ext. 102.

Improve Your Service Offering With Credibly Today

Complete the form above and one of our teammates will reach out to you shortly.

* $15K+ avg. deposits for a three-month average and the most recent month.

** Bank statements must be from the business banking account for the business receiving funds.

*** Rates are included in your daily payback quote to simplify repayments and account monitoring. Rates, pricing, requirements and other terms and conditions subject to change without notice.

**** Weekly payments for working capital loans have different minimum qualifying criteria than the daily payment option.