3 is a Magic Number in the Marketplace Lending Ecosystem

Marketplace lending has made extraordinary progress in democratizing access to capital and delivering a solid and growing value proposition to borrowers. The next frontier, and arguably the most critical, is the allocation of capital and the development of a truly efficient and transparent marketplace for the loans marketplace lenders/Platforms originate.

In an efficient and transparent marketplace, pricing will reflect the quality of underwriting (distinguishing amongst Platforms), and risk and capital will be truly aligned.

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