By Berrak Sarikaya, Lendio Lending money can be a risky business, which is why most traditional lenders require borrowers to put up collateral for a loan. Collateral is simply a valuable asset, such as your house, car, or even a savings account in your name. In the event you’re unable to pay back your loan, […]
Software tools have become critical to a company’s success across departments – and HR is no exception. The right talent management solution can take your workforce to a new level of productivity, professional development, and leadership. The trick is exactly that – choosing the right software tool for your HR setting. Here are a few […]
Running a business is difficult – it’s even tougher when you have to keep up with increasing bills every month. Entertaining clients and placating impatient creditors can be brutal, but it’s something you have to deal with. The big question is how will you deal with small business debt? There are many methods for paying […]
For consumers, credit cards make paying for goods and services quicker and easier. But for merchants, they can be a headache. Many business owners are shocked to find that credit card payment processing is one of the largest expenses businesses face, second only to labor costs. Unfortunately, it’s a problem that can’t be fully avoided. […]
When unexpected life events happen, sometimes you’re prepared and sometimes you’re not. As a small business owner, not only are you handling the curveballs that life throws your way, but also the unexpected challenges of business ownership. What happens when you’re not financially prepared for these situations? If you’re a small business owner, cash flow […]
For many of us, summer means days spent dreaming about laying on the beach, taking a dip in a hotel pool, or road-tripping to a picturesque national park. But once we hit adulthood, summertime really just means getting into the office a little sweatier than the rest of the year. Vacations aren’t guaranteed, and the […]
Everyone has experienced a financial shock, if not in business certainly in their personal lives. An unexpected car or home repair are common examples. In business, a financial shock can come from things close to home. These might include, a sudden need to repair or replace equipment, a vendor raising their prices, damaged inventory, or […]
Running a small business and thinking about your next expansion move? Equity financing can be one of the most beneficial ways to obtain a large injection of capital without the need for loans from banks or other conventional lenders. In equity finance, you sell a percentage of your business to an investor who in return […]
What is your favorite employee engagement method? Does it involve giving them a special paycheck for their performance? If it does, you may want to reconsider your methods. While this may sound surprising, financial rewards are not as high on the list of effective employee engagement tools. Being happy with a job now depends on […]
Have you ever met one of those people who knows how to make time for almost any activity? They complete their tasks during their working hours, and yet always have a few minutes to hang out at the water cooler. It seems that their private lives are also well-organized. They travel regularly, go out every […]
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