All Accessing Capital Evaluating Capital NeedsGuides Putting Capital to Work Guest Posts Editor’s Desk
5 Must Have Tech Tools for Small Business Owners
Small Businesses account for 40% of total IT spending from businesses of all sizes and will spend $1 trillion alone on external IT in 2018. Are you spending your money wisely? Here are 5 must have, budget friendly tools to boost your company's productivity.
Small Business Loan Terminology — Speak the Language, Save Money
When you're applying for financing, all the business loan terminology can be overwhelming. Here are a few lending terms that you'll encounter along the way.
Applying for a Business Loan? Avoid These 5 Mistakes
Just a few small mistakes on your loan application can kill your chances of being approved. Here's how to raise your odds when applying for a business loan.
Can Student Loan Debt Affect Your Small Business Financing?
Unpredictable revenue coupled with a monthly student loan burden does not make for an attractive borrower profile. Here's how to put your best foot forward.
5 Common Uses of Emergency Small Business Loans
No matter how financially stable your business is, there’s always the risk of an unexpected emergency that costs you more money than you have on hand.
7 Ways to Manage and Increase Your Small Business Cash Flow
If you find yourself short on the funds necessary to run your business, consider the following proven methods to increase your small business cash flow.
Can Social Media Affect Your Credit Score?
Financial statements can tell a lot about your company — but if your business is young, this information may be limited. That's where social media comes in.
5 Financial Tips for Home-Based Businesses
The financial needs of home businesses are completely different from those of brick-and-mortar companies. Follow these five tips to maximize your potential.
How Does Business Credit Affect Lending Decisions?
Strong business credit won’t guarantee that you’ll be approved for a loan, but it does improve your chances. Here are five things lenders really look for.
Obtaining SBA Loans for Your Small Business
SBA loans are available to eligible small business owners. If you're willing to go through a detailed and lengthy application process, you can usually be approved in 60-90 days.
How Do You Apply for a Business Loan?
You need to find the best small business loan option and the right lender. Click here for more on how do you apply for a business loan.
Borrowing Small Business Working Capital from Friends and Family
Borrowing money from family or friends can be a good way to get working capital for your small business, but be careful or you risk creating tension.
The Ups and Downs of Asset-Based Lending and Invoice Factoring
Asset-based loans provide a fast source of capital for rapidly growing businesses and those whose industry or payment cycles hobble their cash flow.
3 Ways to Secure Restaurant Financing
You have a menu and some prime locations, so now all you need is funding. But how do you find small business loans and other financing for your restaurant?
Make a Big Online Splash With Your Home Services Business
Whether you've been a home services pro for years or you're just starting out, you already know that marketing is key to your success.
Low Cost Content Marketing Ideas for Restaurant Owners
90% of companies use content marketing, according to a report in Business 2 Community, and for good reason: it costs less than direct advertising and SEM.
5 Ways to Fund Your Indie Retail Business
Even if you have a solid customer base, additional funding can help you expand your product line, work on branding and marketing, and grow your business.
What Indie Retailers Need to Know About Small Business Loans
Small business loans can take your business to the next level, but you have some important considerations to keep in mind before pursuing one.
How Much Working Capital Does Your Restaurant Need?
Think of capital as money to buy things and working capital as money to pay bills. Here are some things that restaurant owners have to know regarding working capital.
"Data Is Currency" And Other Lessons From TED@IBM
In a world where we give away so much of our personal information in ordinary transactions, withholding information is a radical concept.
Four Tips For Organizing And Managing Your Company’s Finances
Organized finances will lead to better decisions, better communication, and better results for your business.
3 Important Differences Between S Corps and C Corps
While S corps and C corps both offer liability protections and have other similarities, there are some significant differences you need to be aware of.
When and How Should Your Business File for Bankruptcy?
If your small business is failing, bankruptcy may be your best option — but it has to be handled the right way.
The Difference Between Growth Capital and Working Capital
An understanding of how capital works — along with the differences between growth capital and working capital — is critical for a business to be successful.
3 Things Small Businesses Do Wrong When Hiring Accountants
Hiring accountants with the right skills can make your accounting team efficient and effective, but it’s easy to make mistakes and hire the wrong personnel.
3 Mistakes That Cut Into Your Restaurant Profits
Sales are important, but profits are better. Here are some common pitfalls that can hurt your restaurant profits, and how to fix them.
37 Questions You Need to Ask About Your Retail Business
Retail expert Nicole Reyhle provides 37 questions to ask about where your retail business could use some TLC, and whether you can afford it.
Secrets of the ‘Customer Loyalty Loop’: How to Create Experiences Your Customers Won’t Stop Talking About
The Customer Loyalty Loop author Noah Fleming discusses why timing is everything in customer outreach, why handwritten notes are so powerful, and much more.
How to Determine Your Salary as a Small Business Owner
As a small business owner, one of your biggest concerns may be how to pay yourself a salary. Here how to figure it out, in two easy steps.
How to Grow Your Business in Your Local Community
Even the best businesses can struggle if the community is unaware of what they offer. To succeed, you have to get yourself out there.
To Lease or Own Business Space: 7 Things Small Businesses Need to Consider
Not every business needs a brick-and-mortar office. Yet, if your company wants to expand, there are good reasons to either lease or own business space.
How to Fund Retirement as a Small Business Owner
Understanding your retirement plan options could not only help you save more towards retirement but also potentially lower your tax liability.
What Most Stores Get Wrong About Retail Sales Training
The following column by Bob Phibbs (The Retail Doctor) is excerpted from Credibly Business Journal Vol. 4: Nailing Your In-Store Strategy. Download it here!
Retail Pop-Up Stores: How to Create the Element of Surprise for Your Shoppers
For more of Therese’s advice on how to execute the perfect retail pop-up store, download Credibly Business Journal, Vol. 4: Nailing Your In-Store Strategy.
Retail Merchandising Tips: How to Capture Attention in Your Store
For more valuable retail merchandising tips from Kizer Bender, download our free Credibly Business Journal, Vol. 4: Nailing Your In-Store Strategy.
DON’T Franchise Your Business Without Following These Three Rules
When your business concept starts working, you may be tempted to franchise it and grow. That’s what I did, and I couldn’t be happier with the decision.
Using Beacons to Recognize and Understand Small Business Customers
Marketing to your customer specific needs is an important part of generating customer loyalty, and beacons are helping SMBs address that challenge.
Six Things Your Business Has That Cybercriminals Want
These specific areas of data are considered the jackpot for cybercriminals. If you know what the goal is, you’ll know how to protect it better.
Small Business Website Options: What Are Your Real Needs?
Small business websites remain valuable anchors for driving leads, boosting SEO, showcasing services, and triggering sales. But one size doesn't fit all.
6 Most Common Startup Mistakes for an Entrepreneur to Avoid
Failure is the sad reality for a large percentage of startups. Often, it can be avoided by learning from the mistakes of entrepreneurs who came before you.
Feeling Lost? 5 Ways to Rescue Your Restaurant
When you opened your restaurant you had big dreams and a plan. Then, something changed and your plan went astray. It happens. Here's how to recover.
Eyes on the Prize: 3 Ways to Stay Focused on Profits
Your number one goal as a business owner is to make money, so don’t be ashamed to make profits a top priority. Misty Young explains how.
Buy-Sell Agreements: Why Your Business Needs a Prenup
Just like a marriage prenup dictates how you will split up marriage assets, a business prenup does the same. Here's how a buy-sell agreement works.
12 Surprising Reasons Why Startups Fail
Even with a great product offering and a ready customer base, startup businesses can fail for a multitude of reasons, both economic and personal.
Looking to Buy a Franchise? Ask These Questions First.
When you buy a franchise, you should be getting more than a brand and a menu. Ask these questions to find out if it’s a good fit for you and your money.
Certain products may not be available in all states.
Certain business loan products are made available through Retail Capital LLC, a licensed California Finance Lender.
Contact Us
© 2018 Retail Capital LLC.