Accessing Capital

How to Build and Improve Your Business Website

Updated June 30, 2020
Creating a business website is one of…
June 30, 2020/by Minyang Jiang

Small Business Marketing: 11 Ideas and Strategies to Market Your Small Business on a Budget

Updated June 16, 2020
As a small business, efficient marketing…
June 16, 2020/by Minyang Jiang

Cash Flow Statement: What You Need to Know

Updated June 10, 2020
One of the most important things to understand…
June 10, 2020/by Minyang Jiang
5 Things to Know Before Getting Business Financing

5 Things Every Small Business Owner Should Know Prior to Securing a Loan

Small businesses are often referred to as the engine of our economy,…
July 3, 2019/by Minyang Jiang
Credit Score Factor in SMB Lending

Credit Score Isn’t The Only Factor to Focus on When Applying for a Business Loan

In order to obtain a business loan, many (if not most) loan providers…
April 15, 2019/by Minyang Jiang
worst reasons to take out a business loans

The 4 Worst Reasons to Take Out a Business Loan

By Ben Goldstein

Before you take out a loan for your business,…
November 23, 2018/by Minyang Jiang
Upset business owner recovering from a rejected loan application/

Rejected For A Loan? Do These 9 Things Right Now

Having your loan application rejected is a wake-up call that…
May 25, 2018/by Minyang Jiang
Business Loan Terminology

Small Business Loan Terminology — Speak the Language, Save Money

When you're applying for financing, all the business loan terminology can be overwhelming. Here are a few lending terms that you'll encounter along the way.
February 23, 2018/by Minyang Jiang

Applying for a Business Loan? Avoid These 5 Mistakes

Just a few small mistakes on your loan application can kill your chances of being approved. Here's how to raise your odds when applying for a business loan.
February 23, 2018/by Minyang Jiang

5 Common Uses of Emergency Small Business Loans

No matter how financially stable your business is, there’s always the risk of an unexpected emergency that costs you more money than you have on hand.
February 23, 2018/by Minyang Jiang

Can Social Media Affect Your Credit Score?

Financial statements can tell a lot about your company — but if your business is young, this information may be limited. That's where social media comes in.
February 23, 2018/by Minyang Jiang

5 Financial Tips for Home-Based Businesses

The financial needs of home businesses are completely different from those of brick-and-mortar companies. Follow these five tips to maximize your potential.
February 23, 2018/by Minyang Jiang

How Does Business Credit Affect Lending Decisions?

Strong business credit won’t guarantee that you’ll be approved for a loan, but it does improve your chances. Here are five things lenders really look for.
February 23, 2018/by Minyang Jiang

How Is Your Business Credit Score Different From Your Personal Credit Score?

Understanding the difference between business credit and personal credit can make you a more attractive borrower. Here are four things to keep in mind.
June 2, 2016/by Minyang Jiang

The Most Important Question to Ask Before You Apply for Funding

This question may seem almost insulting to some business owners. But you'd better have a good answer before you start applying for loans.
March 2, 2016/by Minyang Jiang

When It Comes to Alternative Lenders, Options Give You Power

Having access to different financing products can help you throughout your business's life-cycle — so look for alternative lenders that can provide them.
February 4, 2016/by Minyang Jiang
how to finance a food truck loans

How to Finance Your Food Truck Without a Bank Loan

A look at some of the less-traveled options that food truck owners have used to fund their trucks outside of traditional loans — from crowdfunding to competitions.
October 2, 2015/by Minyang Jiang

Leveraging Small Business Certifications for Working Capital

Small business certifications can help you gain strategic partnerships, access to capital, and greater influence in your community.
September 18, 2015/by Minyang Jiang
financing commercial real estate

The Small Business Guide to Financing Commercial Real Estate

Financing Commercial real estate can be a very wise investment in many cases. But why — and how — should your small business buy a building instead of renting one?
September 2, 2015/by Minyang Jiang

11 Grants for Women-Owned Businesses You Need to Know About

This post was originally published at In 2014, there were close to 9.1 million women-owned businesses in the United States, a 68 percent increase since 1997, according to The 2014 State of Women-Owned Businesses Report from American Express. This percentage increase exceeded the national average of small business growth by 1.5 times.It also illustrated
July 22, 2015/by Minyang Jiang

Obtaining SBA Loans for Your Small Business

SBA loans are available to eligible small business owners. If you're willing to go through a detailed and lengthy application process, you can usually be approved in 60-90 days.
July 13, 2015/by Minyang Jiang

How Do You Apply for a Business Loan?

You need to find the best small business loan option and the right lender. Click here for more on how do you apply for a business loan.
July 5, 2015/by Minyang Jiang

Make a Big Online Splash With Your Home Services Business

Whether you've been a home services pro for years or you're just starting out, you already know that marketing is key to your success.
June 1, 2015/by Minyang Jiang

5 Ways to Fund Your Indie Retail Business

Even if you have a solid customer base, additional funding can help you expand your product line, work on branding and marketing, and grow your business.
June 1, 2015/by Minyang Jiang

What Indie Retailers Need to Know About Small Business Loans

Small business loans can take your business to the next level, but you have some important considerations to keep in mind before pursuing one.
May 26, 2015/by Minyang Jiang