Accessing Capital

How to Build and Improve Your Business Website

Updated June 30, 2020
Creating a business website is one of…
June 30, 2020/by Stephanie Mladenoski

Small Business Marketing: 11 Ideas and Strategies to Market Your Small Business on a Budget

Updated June 16, 2020
As a small business, efficient marketing…
June 16, 2020/by Stephanie Mladenoski

Cash Flow Statement: What You Need to Know

Updated June 10, 2020
One of the most important things to understand…
June 10, 2020/by Stephanie Mladenoski

S Corp vs. LLC: What’s the Difference?

Updated June 1, 2020
Choosing a business structure is a big…
June 1, 2020/by Stephanie Mladenoski

Profit Margin

Updated May 21, 2020
Profit margin is one of the most commonly…
May 21, 2020/by Stephanie Mladenoski
5 Things to Know Before Getting Business Financing

5 Things Every Small Business Owner Should Know Prior to Securing a Loan

Small businesses are often referred to as the engine of our economy,…
July 3, 2019/by Stephanie Mladenoski
Credit Score Factor in SMB Lending

Credit Score Isn’t The Only Factor to Focus on When Applying for a Business Loan

In order to obtain a business loan, many (if not most) loan providers…
April 15, 2019/by Jeffrey Bumbales
worst reasons to take out a business loans

The 4 Worst Reasons to Take Out a Business Loan

By Ben Goldstein

Before you take out a loan for your business,…
November 23, 2018/by Jeffrey Bumbales
Business Financing Without Collateral

Three Ways to Fund Your Small Business Without Collateral

By Berrak Sarikaya, Lendio

Lending money can be a risky business,…
September 21, 2018/by Jeffrey Bumbales

Is A Short-Term Loan The Best Fit For Your Business?

When unexpected life events happen, sometimes you’re prepared…
August 14, 2018/by Jeffrey Bumbales
Upset business owner recovering from a rejected loan application/

Rejected For A Loan? Do These 9 Things Right Now

Having your loan application rejected is a wake-up call that…
May 25, 2018/by Jeffrey Bumbales
Business Loan Terminology

Small Business Loan Terminology — Speak the Language, Save Money

When you're applying for financing, all the business loan terminology can be overwhelming. Here are a few lending terms that you'll encounter along the way.
February 23, 2018/by bill@ogrelogic

Applying for a Business Loan? Avoid These 5 Mistakes

Just a few small mistakes on your loan application can kill your chances of being approved. Here's how to raise your odds when applying for a business loan.
February 23, 2018/by bill@ogrelogic
can student loan debt affect business financing

Can Student Loan Debt Affect Your Small Business Financing?

Unpredictable revenue coupled with a monthly student loan burden does not make for an attractive borrower profile. Here's how to put your best foot forward.
February 23, 2018/by bill@ogrelogic

5 Common Uses of Emergency Small Business Loans

No matter how financially stable your business is, there’s always the risk of an unexpected emergency that costs you more money than you have on hand.
February 23, 2018/by bill@ogrelogic

7 Ways to Manage and Increase Your Small Business Cash Flow

If you find yourself short on the funds necessary to run your business, consider the following proven methods to increase your small business cash flow.
February 23, 2018/by bill@ogrelogic

Can Social Media Affect Your Credit Score?

Financial statements can tell a lot about your company — but if your business is young, this information may be limited. That's where social media comes in.
February 23, 2018/by bill@ogrelogic

5 Financial Tips for Home-Based Businesses

The financial needs of home businesses are completely different from those of brick-and-mortar companies. Follow these five tips to maximize your potential.
February 23, 2018/by bill@ogrelogic
calculations-women

How Does Business Credit Affect Lending Decisions?

Strong business credit won’t guarantee that you’ll be approved for a loan, but it does improve your chances. Here are five things lenders really look for.
February 23, 2018/by bill@ogrelogic
owner-using-tablet

Five Ways to Access Extra Capital for Your Small Business

Getting turned down for a bank loan should only be a temporary setback. There are funds out there; you just need to know where to look.
July 9, 2016/by Ben Goldstein

How Is Your Business Credit Score Different From Your Personal Credit Score?

Understanding the difference between business credit and personal credit can make you a more attractive borrower. Here are four things to keep in mind.
June 2, 2016/by Ben Goldstein
hidden revenue sources for your business

5 Hidden Revenue Sources for Your Small Business

When it comes to running a small business, every dollar counts. Take a closer look at these five revenue sources to avoid leaving money on the table.
April 20, 2016/by Ben Goldstein
credibly story

Credibly Story: Mark VanderZanden, Owner of Surround Architecture [Video]

Surround Architecture Inc. owner Mark VanderZanden explains how partnering with Credibly allowed him to grow his business and meet his cash-flow needs.
March 14, 2016/by Ben Goldstein

How to Use Customer Loyalty to Crowdfund Your Business Growth

A loyal customer base can be a growing business best asset. Here is one creative way to leverage loyalty into growth capital.
March 8, 2016/by Ben Goldstein
applying-funding

The Most Important Question to Ask Before You Apply for Funding

This question may seem almost insulting to some business owners. But you'd better have a good answer before you start applying for loans.
March 2, 2016/by Ben Goldstein

When It Comes to Alternative Lenders, Options Give You Power

Having access to different financing products can help you throughout your business's life-cycle — so look for alternative lenders that can provide them.
February 4, 2016/by Ben Goldstein
funding

When and Why Should I Get More Business Funding?

Credibly’s Customer Engagement team explains the entire process of re-funding, and why timing is everything.
February 1, 2016/by Ben Goldstein

A Brief Overview of Filing Self Employment Taxes

As a small business owner, you probably have many questions and concerns about your tax obligations. You may have even heard you don’t really need to file an annual tax return as a self-employed individual. However, the answer to this question and many more rests within an understanding of filing business taxes for the self-employed.
December 14, 2015/by Hana Dickman
small business tax loopholes

5 Small Business Tax Loopholes You Should Take Advantage Of

These examples are just five of the ways that small business owners can take advantage of opportunities hidden in the tax code.
November 25, 2015/by Hana Dickman
loans for self employed

How To Get a Loan When You’re Self Employed

Being self-employed puts you at a disadvantage when you're applying for a loan — but planning and preparation can make a huge difference.
November 20, 2015/by Hana Dickman
growth-capital

What Is Growth Capital and Why Does Your Business Need It?

Having the working capital to pay your bills every month is important, but to take your business further, it's growth capital you should pay attention to.
October 19, 2015/by Hana Dickman
factoring

Is Invoice Factoring a Good Way to Fund Your Business?

Invoice factoring allows business owners to get advance cash on their invoices before they’re paid. It's great for cash flow, but be aware of the drawbacks.
October 6, 2015/by Hana Dickman
how to finance a food truck loans

How to Finance Your Food Truck Without a Bank Loan

A look at some of the less-traveled options that food truck owners have used to fund their trucks outside of traditional loans — from crowdfunding to competitions.
October 2, 2015/by Ben Goldstein
plane-working-capital

Access to Working Capital Is the Top Priority For Minority-Owned Businesses

Carolyn M. Brown Access to seed money and working capital is still a major challenge for minority-owned businesses. For new businesses, especially those that are minority-owned, having access to working capital—which is used to keep operations going and to pay bills—could mean the di
October 1, 2015/by Hana Dickman
credit-card-reconciliation

Can Bank Reconciliations Save You Money?

Bank reconciliations are not the most exciting task to perform, but doing them correctly can help you save money and improve the accuracy of your financial statements.
September 21, 2015/by Hana Dickman
diploma-in-hand

Leveraging Small Business Certifications for Working Capital

Small business certifications can help you gain strategic partnerships, access to capital, and greater influence in your community.
September 18, 2015/by Ben Goldstein
financing commercial real estate

The Small Business Guide to Financing Commercial Real Estate

Financing Commercial real estate can be a very wise investment in many cases. But why — and how — should your small business buy a building instead of renting one?
September 2, 2015/by Ben Goldstein
meeting

How to Negotiate the Best Terms With Your Vendors

Vendor costs can be hefty, and it's important for all companies to consider ways to reduce those costs. Here's how to negotiate with vendors the right way.
August 25, 2015/by Hana Dickman

Why Isn’t Access to Credit for Small Business Improving in 2015?

The economy is improving. Consumer confidence, although still volatile, has returned to pre-recession levels and business confidence has rebounded to near-record highs. A majority of small business owners anticipate revenue and profit increases in 2015.
July 31, 2015/by Hana Dickman

How and Why to Use Bitcoin for Your Small Business

Accepting Bitcoin could help you increase your customer base, improve your global reach, reduce some risks, and even help you keep clients happy.
July 29, 2015/by Hana Dickman

Considering the Woman-Owned Business

While the recession may have officially ended, many small business owners, in particular minority business owners, are still reeling from the devastating effects of the recession that began in 2007. Larger firms and corporations were able to secure bank loans and investments to coast by during
July 24, 2015/by Hana Dickman

11 Grants for Women-Owned Businesses You Need to Know About

This post was originally published at entrepreneur.com In 2014, there were close to 9.1 million women-owned businesses in the United States, a 68 percent increase since 1997, according to The 2014 State of Women-Owned Businesses Report from American Express. This percentage increase exceeded the national average of small business growth by 1.5 times.It also illustrated
July 22, 2015/by Hana Dickman
pic-of-money

8 Things You Need to Know About Raising Venture Capital

entrepreneur.com – If your startup is growing, at some point you will likely be seeking venture capital. Unlike angel investors, who typically write checks between $10,000 to $100,000, VCs can write multi-million dollar checks. This means that VCs support startup growth from seed to much later stages. Because VCs deploy large amounts of capital and
July 21, 2015/by Hana Dickman
cash-in-pocket

Obtaining SBA Loans for Your Small Business

SBA loans are available to eligible small business owners. If you're willing to go through a detailed and lengthy application process, you can usually be approved in 60-90 days.
July 13, 2015/by Hana Dickman
pen-to-paper

How Do You Apply for a Business Loan?

You need to find the best small business loan option and the right lender. Click here for more on how do you apply for a business loan.
July 5, 2015/by Jeffrey Bumbales

Borrowing Small Business Working Capital from Friends and Family

Borrowing money from family or friends can be a good way to get working capital for your small business, but be careful or you risk creating tension.
June 17, 2015/by Hana Dickman

The Ups and Downs of Asset-Based Lending and Invoice Factoring

Asset-based loans provide a fast source of capital for rapidly growing businesses and those whose industry or payment cycles hobble their cash flow.
June 13, 2015/by Hana Dickman

3 Ways to Secure Restaurant Financing

You have a menu and some prime locations, so now all you need is funding. But how do you find small business loans and other financing for your restaurant?
June 8, 2015/by Hana Dickman

Make a Big Online Splash With Your Home Services Business

Whether you've been a home services pro for years or you're just starting out, you already know that marketing is key to your success.
June 1, 2015/by Hana Dickman

Low Cost Content Marketing Ideas for Restaurant Owners

90% of companies use content marketing, according to a report in Business 2 Community, and for good reason: it costs less than direct advertising and SEM.
June 1, 2015/by Hana Dickman

5 Ways to Fund Your Indie Retail Business

Even if you have a solid customer base, additional funding can help you expand your product line, work on branding and marketing, and grow your business.
June 1, 2015/by Hana Dickman

What Indie Retailers Need to Know About Small Business Loans

Small business loans can take your business to the next level, but you have some important considerations to keep in mind before pursuing one.
May 26, 2015/by Hana Dickman