* The rate for the BXL is equal to the annual cost of the loan including the origination fee, expressed as a percentage.
No credit? No problem.
While many people believe that you need flawless credit to take out a business loan, there are many financing options available to businesses with lesser credit profiles.
Need on-demand access to additional capital?
A business line of credit allows you to secure access to funds when you need them, without having to pay interest until you use them.
Need a loan but don’t want to offer collateral?
An unsecured loan allows you to borrow based on your creditworthiness, without pledging any collateral.
Need financing but don’t want fixed payments?
A merchant cash advance provides you with money up front in return for a portion of your future receivables.
Need to purchase or replace equipment?
There are various types of financing that can help you pay off the equipment over longer periods of time.
Looking to open or expand a franchise?
There are various types of financing that can help you reach your franchise dreams.
Need help managing or expanding your inventory?
You can use your inventory as collateral against a revolving line of credit or take advantage of other available financing options.
Waiting on unpaid invoices?
There are plenty of options that allow you to finance your incoming receivables so that you can maintain your cash flow.
Only need a small amount of financing?
Microloans allow you to borrow in small denominations when credit cards don’t make sense.
Have great credit and can afford to wait for financing?
The SBA offers numerous programs to offer small business owners financing at low rates.
Just starting out and need financing?
While most lenders require that you are in business for at least six months, there are still plenty of options available.
Did you know that there are grants specifically for female entrepreneurs?
Many organizations and lenders provide special grants and more competitive rates for women-owned businesses.
Unfortunately, veterans typically don’t have an opportunity to build credit.
That’s why the SBA and other organizations offer grants and loans specific to those who have served our country.
Certain products may not be available in all states.
Certain business loan products are made available through Retail Capital LLC, a licensed California Finance Lender.
© 2018 Retail Capital LLC.