Invest in your business with these dump truck loans
Dump trucks are a key, critical tool from industries like infrastructure all the way to construction—and that’s just the tip of the iceberg.
Business construction loans - up to $400,000 in financing
Build a better future with commercial construction loans in your account in as little as 24 hours.
Tap into business construction loans when you need
Funding in as fast as 24 hours—it’s really that simple
Skip the tedium of applying for traditional bank loans. Instead, you could:
- Prequalify in just 10 minutes
- Get approved for financing in as few as 4 hours
- Have funds in your account, ready to go, as early as the next day
Commercial construction loans that are just the right fit
Cover upfront costs and effectively manage cash flow with a range of financing options, from equipment loans to a business line of credit.
Get started
Construction business loans and financing*: you could qualify for up to $400,000
Long-term business loans
Build on your proven track record of success
With a long-term business construction loan by your side, tap into longer repayment periods and lower interest rates to build on established business success.
- Fantastic financing terms catered to small business owners.
- Easy online application process and approvals in as little as 4 hours.
- Funds in your bank account in as little as 24 hours.
The next step starts here
Expand your construction business with new staff or add to business real estate with these small business construction loans
- Spend funds the way you think is best.
- Enjoy interest rates lower than credit cards.
- Work with a U.S.-based customer support team dedicated to getting you the answers you need.
Equipment financing
Embrace new business opportunities
Embrace new opportunities as soon as they arise with equipment financing that helps you get the equipment you need now.
- Your new equipment becomes security for your financing.
- Lower interest rates and longer repayment periods—meant to support the way you do business.
- Enjoy Section 179 tax deductions.
Repair, replace, or purchase new equipment without re-evaluating your financials
You won’t have to miss business opportunities when you choose a small-business-friendly form of commercial construction financing.
- Don’t worry about saving up for years to buy new equipment.
- Tap into more financing than you might otherwise qualify for.
- Get all of your questions answered by our U.S.-based team of finance experts.
Working capital loans
Stop worrying about balancing your cash flow with a construction loan for small business
Easily manage day-to-day financial responsibilities, from inventory management to paying staff, with flexible loans.
- Borrow exactly the amount you need.
- Keep finances healthy with lower repayment rates and favorable terms.
- Grow into new opportunities thanks to competitive factor rates on your business construction loan.
It all starts with an easy application process
Skip the hassle of dealing with tons of paperwork and not knowing what the answer will be.
- Easy-to-use online application process
- You likely already have all the information you need.
- Easily compare your loan and financing options.
Business line of credit
Your flexible option for business capital
Work with stress-free financing—keep finances flexible and seize new business opportunities.
- Get stress-free financing whenever you need with a revolving line of credit.
- Work with interest rates lower than most credit cards.
- Only pay interest on the amount you actually use.
Different terms to suit your business
Choose the most suitable term limits for your line of credit and keep business moving.
- Short-term limits are available if you’re looking for lower limits and lower revenue requirements (with higher interest rates).
- Medium-term limits have lower interest rates and higher borrowing limits.
- A one-time, easy application
Keep business moving with construction company loans
Over $2 billion in funding
We’ve helped over 30,000 businesses get the financing they need, and take pride in our 4.8 out of 5 rating on Trustpilot.
We’re here to help construction businesses of all sizes
If you need a working capital loan to stay on top of day-to-day expenses or replace equipment with financing, we’re here to help.
How to get commercial construction loans with Credibly
Step 1
Prequalify online
Click “Get Started,” fill out your form in no time, and prequalify for your commercial construction loan.
Step 2
Approval in as fast as 4 hours
Get approved for your loan or financing in as few as 4 hours.
Step 3
Receive same-day funding
Get funds in your account in as soon as 24 hours, and start spending to support your business the way you need to.
Business owners trust us with their business financing
Christopher Stealey
Merchant Cash Advance
Merchant Cash Advance
James
All-one Home Improvement & Reno
All-one Home Improvement & Reno
Eckel Pool
Small Business Owner
Small Business Owner
Christopher Stealey
Merchant Cash Advance
Merchant Cash Advance
After dealing with multiple funding companies, this is the only company that presented me an offer with no pressure or false promises. Every other company I spoke with said they could beat Credibly’s offer, but most fail short. This was my second round of funding with Credibly and they are by far the most straightforward merchant cash advance company that I could find. Wherever you go, working capital is expensive and it can be exhausting with all the calls. A lot of other companies I had to report for shopping my information around and pulling my credit without consent. Credibly presented me an offer and allowed me to breath while I made a choice I could only make for my business. Not once did they ask for other companies offers. I am hoping to not need any other cash advances in the future, but this will be the only place if I do.” James
All-one Home Improvement & Reno
All-one Home Improvement & Reno
Mick Sibinovic is a man of his word. He is very responsive, informative & persistent!! He made me feel like more than just a number, which is why even with multiple other offers I still chose to go with credibly. I reached out first a couple months back and after he diligently worked hard to get me the best funding options, I turned it down. He welcomed me back with open arms this time around. Not only is he partnering with me on a short term strategy but a long term strategy as well. I’m excited to see where my business will go & grow with the help of Mick.” Eckel Pool
Small Business Owner
Small Business Owner
I run a small business and have utilized multiple other lenders for capital as needed. This is my second time funding with Credibly. Mr. Andrew Jasina did an outstanding job in laying out options for funding. He addressed my questions and was able to find a solution that fit our needs. If you or anyone you know is looking for capital, I would strongly recommend speaking with Andrew @ Credibly.” What customers say about our small business loans
“After dealing with multiple funding companies, this is the only company that presented me an offer with no pressure or false promises. Every other company I spoke with said they could beat Credibly’s offer, but most fail short. This was my second round of funding with Credibly and they are by far the most straightforward merchant cash advance company that I could find. Wherever you go, working capital is expensive and it can be exhausting with all the calls. A lot of other companies I had to report for shopping my information around and pulling my credit without consent. Credibly presented me an offer and allowed me to breath while I made a choice I could only make for my business. Not once did they ask for other companies offers. I am hoping to not need any other cash advances in the future, but this will be the only place if I do.” 
Christopher StealeyMerchant Cash Advance
“Mick Sibinovic is a man of his word. He is very responsive, informative & persistent!! He made me feel like more than just a number, which is why even with multiple other offers I still chose to go with credibly. I reached out first a couple months back and after he diligently worked hard to get me the best funding options, I turned it down. He welcomed me back with open arms this time around. Not only is he partnering with me on a short term strategy but a long term strategy as well. I’m excited to see where my business will go & grow with the help of Mick.”
JamesAll-one Home Improvement & Reno
“I run a small business and have utilized multiple other lenders for capital as needed. This is my second time funding with Credibly. Mr. Andrew Jasina did an outstanding job in laying out options for funding. He addressed my questions and was able to find a solution that fit our needs. If you or anyone you know is looking for capital, I would strongly recommend speaking with Andrew @ Credibly.”
Eckel PoolSmall Business Owner
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Christopher Stealey
Merchant Cash Advance
Merchant Cash Advance
James
All-one Home Improvement & Reno
All-one Home Improvement & Reno
Eckel Pool
Small Business Owner
Small Business Owner
Christopher Stealey
Merchant Cash Advance
Merchant Cash Advance
After dealing with multiple funding companies, this is the only company that presented me an offer with no pressure or false promises. Every other company I spoke with said they could beat Credibly’s offer, but most fail short. This was my second round of funding with Credibly and they are by far the most straightforward merchant cash advance company that I could find. Wherever you go, working capital is expensive and it can be exhausting with all the calls. A lot of other companies I had to report for shopping my information around and pulling my credit without consent. Credibly presented me an offer and allowed me to breath while I made a choice I could only make for my business. Not once did they ask for other companies offers. I am hoping to not need any other cash advances in the future, but this will be the only place if I do.” James
All-one Home Improvement & Reno
All-one Home Improvement & Reno
Mick Sibinovic is a man of his word. He is very responsive, informative & persistent!! He made me feel like more than just a number, which is why even with multiple other offers I still chose to go with credibly. I reached out first a couple months back and after he diligently worked hard to get me the best funding options, I turned it down. He welcomed me back with open arms this time around. Not only is he partnering with me on a short term strategy but a long term strategy as well. I’m excited to see where my business will go & grow with the help of Mick.” Eckel Pool
Small Business Owner
Small Business Owner
I run a small business and have utilized multiple other lenders for capital as needed. This is my second time funding with Credibly. Mr. Andrew Jasina did an outstanding job in laying out options for funding. He addressed my questions and was able to find a solution that fit our needs. If you or anyone you know is looking for capital, I would strongly recommend speaking with Andrew @ Credibly.” 
Simple, fast loans & financing
Get the funds you need in as little as 24 hours, with none of the stress of working with a traditional lender.
Right-fit financing for your business
Tap into tailored financing that’s the right fit for your business. Grow, don’t owe.
Dedicated customer service
Get questions answered and any help you need with a U.S.-based support team of financial experts.
The go-to partner for small businesses
Get help making the right financial decisions for your business from a team who wants your business to succeed.
Pros and cons of business construction loans & financing
Flexible and fast financing is just an application away. But is it the right choice for your business?
Pros
- Get the financing you need to take on the next big project.
- Learn more about your available financing options in minutes.
- Build business credit when you start repayment.
Cons
- If you’re not ready to take on financing, you’ll likely impact your cash flow.
- Missing payments can hurt your credit score.
More commercial construction loans & financing options
Merchant cash advance
Deal with cash flow issues with a financing option that lets you remit what you can afford.
FAQs for commercial construction loans
What can I use my financing for?
You know your business best, and that’s why we believe in offering financing opportunities that you can use for what your business needs.
Some options, like equipment financing, should only be used for equipment repair or replacement, but most others can be used for anything you need.
Can I get financing if I have bad credit?
We’re more flexible than traditional lenders—when looking at the question of bad credit, we consider the overall health of your business.
This is exactly why we have close to twice the financing approval rates of the big banks.
Our general requirements are:
- Six months or more time in business
- Credit score of over 500, and
- Average monthly revenue of $15,000+ ($180,000+ in annual revenue)**
Specific requirements will vary for each product.
How do I further finance my construction business?
Take just a few minutes to fill out our online application. When you’re approved, you’ll find out what financing options are available. Our financing experts are ready to help you through the process.
Easy Construction Business Loans Start Here
Get the financing you need now so you can continue to grow.
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Get the right-fit same-day business loan
Whether it’s an unexpected equipment breakdown, a golden opportunity to stock up on inventory at a discount, or a sudden market shift, there are moments when waiting weeks for traditional financing just won’t cut it. Enter same-day* business loans, the financial lifeline for modern enterprises.
Build your future with the top 6 entertainment business loans
Being a part of the entertainment industry can have its highs and lows because as a business owner, you are always looking for the next best way to keep your patrons happy and amused.
* Some products are made available through Credibly’s network of external funding partners.
** $15K+ avg. deposits for a three-month average and the most recent month.